Be wary of the crypto-craze

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You might be thinking about whether to invest in crypto currencies. We explain why it may not be the right choice, and how to better approach your portfolio. This year has been eventful for bitcoin, with the cryptocurrency reaching a record high and then almost halving in value all in the space of six weeks. […]

Talking Points Issue 4

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Our latest news and developments affecting personal finance. In this edition we explore the rising popularity of equity release, ways to beat inflation, when interest rates could rise, what your rights are when it comes to bank fraud, and more. Download below

Can your pension sustain your retirement?

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Working our how long your pension pot will need to last – as life expectancy rises – is worth thinking about sooner than later. The lockdown caused many people to reassess their lifestyles, which for some meant choosing early retirement. But what retirees have found is that pension pots are not matching the period of […]

Social Care: Reform and Funding Summary

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National insurance contributions are set to rise to support the health and social care reform plan which the government have put in place for 2022. We have produced a summary which covers the social care proposals, how the costs will be met (National Insurance and Dividend Tax Rates) and what it could mean for you. […]

Borrowing Options in your later years

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Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]

Martin Lewis launches new financial education text book

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You may have seen in the news recently, Martin Lewis has launched a Financial Education Textbook.  The very first financial education textbook ‘Your Money Matters’ is designed for 14-16 year olds and covers a range of topics including spending and saving, debt, borrowing and future financial planning. We think this is an excellent way of […]

Financial Viewpoint – Summer Edition

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Welcome to the Summer edition of Financial Viewpoint, our quarterly newsletter. Viewpoint – CT Wealth Newsletter If you wish to discuss any of the articles in more detail please get in touch 01325 245288 or email info@ctwealth.co.uk