Investment Update – A difficult patch for the global economy

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Financial markets were unsettled in May as the effects of the war in Ukraine along with concerns over inflation and growth dominated investor sentiment. The International Monetary Fund (IMF) cautioned global finance leaders to expect multiple inflationary shocks in 2022 as markets continued to be unsettled in May amid fears of an economic downturn and […]

Pension Planning For The Self-Employed

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There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Of course, saving for a pension when you’re self-employed is not as straightforward as it is for an employed person, […]

First steps to investing

There is no right time to begin investing but there are some decisions to make that could affect your returns. If you are 7 years old and saving your pocket money for a PS5, 17 saving the money from your first job for a car, 27 saving for your first house or 57 and finalising […]

What does a financial adviser do?

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A financial adviser can help with your investment goals, but they can also offer many more ways to understand and make the most of your money. You might think that people who use financial advisers are just investing in the stock market or need someone to manage their portfolios. But a financial adviser can do […]

Why cohabiting couples should make a will

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When Tom and Pete bought their first property together, life couldn’t have been better. They both had good jobs pulling in decent salaries and were excited about spending the rest of their lives together. They chatted about making a will a few times, but somehow life always got in the way. Until one day, 10 […]

Key Dates For Your Finances 2022

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Now’s a good time to make sure your fully prepared for the financial year ahead. To make it easy we’ve summarised the key dates and facts and figures below. 1 April National Living Wage (for age 23+) rises from £8.91 to £9.50 National Minimum Wage rises to £9.18 (for 21-22-year olds), £6.83 (for 18-20-year olds), […]

Start of the tax year checklist

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The new tax year on 6 April 2022 is a great time to review your finances. The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and inflation on the rise, it’s a […]

Spring Statement Report 2022

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Chancellor Rishi Sunak has announced a limited package of support to help ease the cost-of-living crisis but resisted calls to scrap the planned National Insurance hike. Our Spring Statement report is available to download here –